If you buy an ACMI eligible product by choosing to pay in full with Apple Card (instead of using ACMI), that purchase is subject to the Apple Card variable APR, not 0% APR. Existing cardholders: See your Customer Agreement for applicable rates and fee. Cardholders who accept an Apple Card on and/or after August 10, 2023: Variable APRs for Apple Card, other than ACMI, range from 19.24% to 29.49% based on creditworthiness. APR ranges may vary based on when you accepted an Apple Card. See /kb/HT211204 for more information about eligible products. for eligible Apple products purchased at Apple Store locations,, the Apple Store app, or by calling 1‑800‑MY‑APPLE, and is subject to credit approval and credit limit. Pricing shown for iPhone 14 and iPhone 14 Plus includes a $30 connectivity discount for Verizon and T‑Mobile customers that requires activation and would otherwise be $30 higher for all other customers.Īpple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. * Pricing for iPhone 15 and iPhone 15 Plus includes a $30 connectivity discount that requires activation with AT&T, T‑Mobile, or Verizon.What are your favorite budgeting tips? I'm always looking for new ideas! Go get your cash, ads, and happy shopping! I promise your wallet (and your husband) will love you for giving this a try. The ads actually help me plan- what's on sale tells me what to make for the week. There is also definitely an element of planning involved with staying on budget, but it doesn't have to be a stress. I like being able to physically see what's in my wallet and planning my grocery shops accordingly. There's something about having the actual bills in my wallet that keeps me on budget. In addition to shopping my ads, I also started visiting my local ATM (I hadn't been to an ATM for ages!) once a week and pulling my grocery money out. Maybe you could choose your three favorite stores and shop their ads. I can see how overwhelming it may be to shop every ad of every store in a big city. I get two ads in the mail every Wednesday, so my ads are easy to shop. I also have to say, I live in a small valley where my grocery options are Smith's, Days (a local grocery store), and Wal Mart.
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